If we have not removed enough disputed/negative items from your credit reports, you are entitled to some, if not all of your money back.

After 6 months of our service, you can request an evaluation/audit of your account. We will add up the complete value of all successfully deleted/corrected items and compare that amount to what you have paid. If what you have paid is more than the value of the deleted/corrected items we will refund you the difference. To determine the total value of our service we count the number of items we successfully deleted/corrected and multiply that by $200.00 per item. We use the amount of $200.00 per deleted/corrected item as the fair market value for our service. 
 

If after 6 months we have deleted only 2 items from your credit reports. You started with 15 negative items, 13 of which remain. Your refund would be computed as follows:

Your cost for 6 months:

$1595.00

Value of services rendered:

$400 (2 deletions x $200.00/ea)

Amount you get back:

$1195
     

 

Now imagine that after 6 months we have successfully removed 25 of the 27 negative items on your credit reports. Your refund would be computed as follows:

Your cost for 6 months:

$1595.00

Value of services rendered:

$5000 (25 deletions x $200.00/ea)

Amount you get back:

$0.00
     

 

The first example shows results which are way lower than our average client's, but it is a good example of how the warranty actually works.

Note: If you have very few negative items when you begin our service, so few that if all the items were deleted the value would still not equal the warranty value. We will then assign your negative items a new value equal to your total fees paid divided by the total number of negative items.

This warranty is designed to reassure you that our goal is truly to remove negative/disputed accounts form your credit reports and that if we can't, we will gladly refund your money. It's as simple at that!


Questions? todd@tmsandassociates.com   Phone: 818-633-3738   Fax: 818-337-3001
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